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What is the /etc/skel directory?
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The directory /etc/skel directory contains some files and directories that will be copied in the newly created user account. The skeleton directory has automatically copied the files and folders when the new user is created with useradd or other commands. After installing the operating system, some configuration files are placed in the /etc/skel directory and they are:
/etc/skel/.bash_logout

/etc/skel/.bashrc
/etc/skel/.profile
/etc/skel/.vimrc
To change the location of the skeleton directory, edit line beginning with SKEL=, in the /etc/default/useradd file.
# SKEL=/etc/skel
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